Schenectady County and Schenectady City property record for 15 Wagner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,099 sqft · built 1910 |
| Lot Size | 0.149 acres (6,528 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,740 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-3-12 |
| Primary APN | 421500 59.28-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,099 sqft Living Area |
| 1st Floor Area | 579 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 6,528 sqft (0.149 acres) |
| Lot Dimensions | 102 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 190 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 WAGNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 47 2 WOOD AND GARAGE |
| Legal Subdivision | WILLOW HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000060319 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5270/671 |
| Instrument | 202260319 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | 12100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2021 |
| Property Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000044541 |
| Book / Page | 2066 / 900 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 202144541 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Name | Verified Name |
|---|---|
| Address | 138 FRONT ST, SCHENECTADY, NY 12305-1304 |
| Document Number | 0000044546 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 202144546 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 7, 2020 |
| Property Address | 15 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000031088 |
| Book / Page | 002043 / 000041 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 31088 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 WAGNER AVE SCHENECTADY NY 123043212, SCHENECTADY, NY 12304-3212 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,740.00 (+21.54%) | $92,500 (-) Land $13,900 Building $78,600 | $153,171 (+30.82%) Land $23,017 Building $130,154 |
| 2023 | $92,500 (-) Land $13,900 Building $78,600 | $117,089 (+3.8%) Land $17,595 Building $99,494 | |
| 2022 | $92,500 Land $13,900 Building $78,600 | $112,805 Land $16,951 Building $95,854 | |
| 2021 | $3,900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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