2 Wagner Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2 Wagner Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,627 sqft · built 1910
Lot Size0.098 acres (4,300 sqft)
OwnerIndividual Name on Record
Last Sale$48,000 (Nov 2005)
Tax Bill$3,918 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 59.28-2-27

Property Details

APN / Parcel Number

Primary APN421500 59.28-2-27
Alternative APN
  • 150005902800020270000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,627 sqft Living Area
1st Floor Area827 sqft
2nd Floor Area800 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,300 sqft (0.098 acres)
Lot Dimensions100 ft deep x 43 ft wide
Garage TypeCarport
Garage Area374 sqft
CarportCarport
Carport Area374 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 WAGNER AVE
CitySCHENECTADY
StateNY
Zip12304-3213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionWILLOW HEIGHTS MAP 2 WOOD AND SHOP
Legal Block2
Legal Lot Number27.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3005
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 WAGNER AVE, SCHENECTADY, NY 12304-3213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2005 · Amount on Record
Deed SaleNov 30, 2005 · Amount on Record
Deed Book / Page1721 / 648
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2 WAGNER AVE, SCHENECTADY, NY 12304-3213
Document Number0000021703
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 WAGNER AVE SCHENECTADY NY 123043213, SCHENECTADY, NY 12304-3213

Mortgage

Document Number0000021703
DateMay 17, 2019
Book Page004912/000045
Instrument21703
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 16, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,918.00 (+10.93%)$80,500 (-) Land $12,100 Building $68,400$133,300 (+30.82%) Land $20,036 Building $113,264
2023$80,500 (-) Land $12,100 Building $68,400$101,899 (+3.8%) Land $15,316 Building $86,583
2022$80,500 Land $12,100 Building $68,400$98,171 Land $14,756 Building $83,415
2021$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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