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4 Verde Dr, Key West, FL 33040 Property Records

Monroe County property record for 4 Verde Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,000 sqft · built 1960
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on File
Last Sale$689,000 (Jan 2023)
Tax Bill$5,339 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00157310-000000

Property Details

APN / Parcel Number

Primary APN00157310-000000
Alternative APNs
  • 21672600157310000000
  • 1202908

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,200 sqft (0.073 acres)
Lot Dimensions80 ft deep x 40 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area81 sqft
Deck Area191 sqft
Patio Area361 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1202908
Old Parcel Number21672600157310000000
Street Address4 VERDE DR
CityKEY WEST
StateFL
Zip33040-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 13 GULFREST PARK PLAT #2 BIG COPPITT KEY PB4-157 OR519-704 OR1270-1373/74 OR1382-2367/68 OR2010-2092 OR2060-497/98
Legal Range26E
Legal Township67S
Legal Section21
Legal SubdivisionGULFREST PARK #2
Legal Block4
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3014
Census Tract971700

Owner

Source: Monroe County records · APN 00157310-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7111 GROUPER CT, WILMINGTON, NC 28409-5004
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2023 · Amount on Record
Deed SaleJan 18, 2023 · Amount on Record
Prior SaleNov 19, 2004 · Amount on Record
Deed Document Number2403660
Deed Book / Page3208 / 1432
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 18, 2023
Property Address4 VERDE DR, KEY WEST, FL 33040-5431
Document Number0032081432
Book / Page3208 / 1432
Map ReferenceMB 4 PG 157
Instrument DateJan 17, 2023
Instrument2403660
Transaction TypeTransfer
Record UpdatedFeb 03, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,823.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 VERDE DR, KEY WEST, FL 33040-5431

Transferred To (Grantee/Buyer)

NameVerified Name
Address7111 GROUPER CT, WILMINGTON, NC 28409-5004

Mortgage

Document Number0032081434
DateJan 18, 2023
Instrument3208/1434
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$465,311 (+126.43%) Land $252,000 Building $213,311$465,311 (-1.03%) Land $252,000 Building $213,311
2024$5,339.00 (+152.2%)
2023$2,117.00 (+2.77%) Homeowner's exemption$205,502 (+3%)$470,154 (+24.49%) Land $339,360 Building $130,794
2022$2,060.00 Homeowner's exemption$199,517$377,653 Land $220,080 Building $157,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 233 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 units insured
incl. 39 condo units
Nearby Flood Claims287 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 49 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Oct 1998 · 50 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 168 locations within half a mile of this property.

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