10 Verde Dr, Key West, FL 33040 Property Records

Monroe County property record for 10 Verde Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 525 sqft · built 2013
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Feb 2026)
Tax Bill	$3,032 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00157280-000000`

Property Details

APN / Parcel Number

Primary APN	`00157280-000000`
Alternative APNs	`21672600157280000000` `1202878`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	525 sqft Living Area
1st Floor Area	525 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,200 sqft (0.074 acres)
Lot Dimensions	80 ft deep x 40 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	381 sqft
Patio Area	381 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1202878
Street Address	10 VERDE DR
City	KEY WEST
State	FL
Zip	33040-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 4 LT 10 GULFREST PARK PLAT #2 BIG COPPITT KEY PB4-157 OR596-43 OR797-768/70 OR858-1735/36 OR858-1737 OR871-898/99 OR2304-2481/82 OR2312-59 OR2517-366/69 OR2517-370/72 OR2866-1487/88
Legal Range	26E
Legal Township	67S
Legal Section	21
Legal Subdivision	GULFREST PARK #2
Legal Block	4
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3014
Census Tract	971700

Owner

Source: Monroe County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 VERDE DR, KEY WEST, FL 33040-5431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEYS
Feb 20, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20262533073
Deed Book / Page	3367 / 1137
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0028920045
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	10 VERDE DR, KEY WEST, FL 33040-5431
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 VERDE DR, KEY WEST, FL 33040-5431

Mortgage

Document Number	0032480856
Date	Oct 25, 2023
Book Page	3248/856
Instrument	2437905

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 20, 2026
Property Address	10 VERDE DR, KEY WEST, FL 33040-5431
Document Number	0033671137
Book / Page	3367 / 1137
Map Reference	MB 4 PG 157
Instrument Date	Feb 17, 2026
Instrument	2533073
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6778 EMERALD ISLE DR, SHERRILLS FORD, NC 28673-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 VERDE DR, KEY WEST, FL 33040-5431

Mortgage

Document Number	0033671139
Date	Feb 20, 2026
Instrument	3367/1139

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	10 VERDE DR, KEY WEST, FL 33040-5431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030332093
Date	Jul 27, 2020
Book Page	3033/2093
Instrument	2274557

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jul 26, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 28, 2017
Property Address	10 VERDE DR, KEY WEST, FL 33040-5431
Document Number	0028661487
Book / Page	2866 / 1487
Map Reference	MB4 PG157
Instrument Date	Jul 26, 2017
Instrument	2133123
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 VERDE DR, KEY WEST, FL 33040-5431

Mortgage

Document Number	0002133124
Date	Jul 28, 2017
Instrument	2133124

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,836 (+5.99%)	$409,908 (-14.45%) Land $252,000 Building $157,908
2024	$3,032.00 (+5.46%)
2023	$2,875.00 (+2.72%) Homeowner's exemption	$295,166 (+3%)	$479,145 (+32.6%) Land $339,360 Building $139,785
2022	$2,799.00 Homeowner's exemption	$286,569	$361,338 Land $220,080 Building $141,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Verde Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures