Monroe County property record for 20 Verde Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,170 sqft · built 2008 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $95,000 (Dec 1998) |
| Tax Bill | $1,215 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00157230-000000 |
| Primary APN | 00157230-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 450 sqft |
| Deck Area | 72 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1202835 |
|---|---|
| Old Parcel Number | 21672600157230000000 |
| Street Address | 20 VERDE DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 S 1/2 LOT 4 AND ALL LOT 5 GULFREST PARK PLAT #2 PB4-157 BIG COPPITT KEY OR536-1038 OR843-2281 OR909-1709 OR1175-411 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 21 |
| Legal Subdivision | GULFREST PARK #2 |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 971700 |
The current owner of 20 Verde Dr bought it in December 1998.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 20 VERDE DR, KEY WEST, FL 33040-5431 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 1998 · Amount on File |
| Deed Sale | Dec 22, 1998 · Amount on File |
| Prior Sale | May 23, 1996 · Amount on File |
| Deed Document Number | 0155102365 |
| Deed Book / Page | 01551 / 02365 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,101 | $619,728 Land $334,800 Building $284,928 | |
| 2024 | $1,215.00 (+10.76%) | ||
| 2023 | $1,097.00 (+3.49%) Homeowner's exemption | $117,092 (+3%) | $720,041 (+26.97%) Land $450,864 Building $269,177 |
| 2022 | $1,060.00 Homeowner's exemption | $113,682 | $567,109 Land $292,392 Building $274,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Verde Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Verde Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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