4 Valley Stream Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1986
Square Footage	2,666 sqft Living Area
Lot Size	35,196 sqft (0.808 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2016)
Tax Bill	$7,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9195-96`
Alternative APN	`CUMB M:039 B:0311 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,666 sqft Living Area
Gross Area	5,042 sqft Gross Area
1st Floor	1,450 sqft 1st Floor
Basement Area	1,420 sqft Basement
Unfinished Basement	1,420 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	35,196 sqft (0.808 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	9195-96
Street Address	4 VALLEY STREAM DR
City	CUMBERLAND
State	RI
Zip	02864-5045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	311
Jurisdiction	CUMBERLAND RI
Minor Civil Division	CUMBERLAND
Census Blockgroup	3
Census Block	3010
Census Tract	11301

Owner

Source: Cumberland Town records · APN 9195-96

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2016 · Amount on Record
Deed Sale	Dec 05, 2016 · Amount on Record
Prior Sale	Dec 11, 1990 · Amount on Record
Deed Book / Page	1729 / 713
Transfer Doc	1729-713
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	4 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855-393
Date	Sep 21, 2020
Book Page	1855/393
Instrument	117296

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,191.00 (+5.59%)	$586,100 (-) Land $172,700 Building $413,400
2023	$6,810.00 (+1.26%)	$586,100 (+30.65%) Land $172,700 Building $413,400
2022	$6,725.00	$448,600 Land $134,300 Building $314,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.