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2 Valley Stream Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage2,287 sqft Living Area
Lot Size31,886 sqft (0.732 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2018)
Tax Bill$6,458.00 (2025)

Property Details

APN / Parcel Number

Primary APN9940-47
Alternative APN
  • CUMB M:039 B:0310 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,287 sqft Living Area
Gross Area4,527 sqft Gross Area
1st Floor1,207 sqft 1st Floor
Basement Area1,200 sqft Basement
Unfinished Basement1,200 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area31,886 sqft (0.732 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number9940-47
Street Address2 VALLEY STREAM DR
CityCUMBERLAND
StateRI
Zip02864-5045
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block310
JurisdictionCUMBERLAND RI
Minor Civil DivisionCUMBERLAND
Census Blockgroup3
Census Block3010
Census Tract11301

Owner

Source: Cumberland Town records · APN 9940-47

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage
NAVIGANT CREDIT UNION
Sep 18, 2020Deed of Trust, Mortgage · Stand Alone Refinance
NAVIGANT CREDIT UNION
Oct 21, 2019Deed of Trust, Mortgage
NAVIGANT CU
Jul 03, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVIGANT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Deed Book / Page1777 / 468
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002018-499
DateDec 16, 2025
Book Page2018/499
Instrument152704
Lender
NameNAVIGANT CREDIT UNION
Agreement
AmountAmount Recorded
Term49 Months
DueJan 01, 2030

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1855-221
DateSep 18, 2020
Book Page1855/221
Instrument117264
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Document Number1817-666
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALLEY STREAM DR CUMBERLAND RI 028645045, CUMBERLAND, RI 02864-5045

Mortgage

Document Number1817-666
DateOct 23, 2019
Book Page001817/000666
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 03, 2018
Property Address2 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045
Document Number1777-468
Book / Page001777 / 000468
Instrument DateJul 03, 2018
Transaction TypeTransfer
Record UpdatedJul 31, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1777-469
DateJul 03, 2018
Book Page001777/000469
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,458.00 (+5.59%)$526,300 (-) Land $170,400 Building $355,900
2023$6,116.00 (+2.62%)$526,300 (+32.37%) Land $170,400 Building $355,900
2022$5,960.00$397,600 Land $132,600 Building $265,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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