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3 Valley Stream Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Valley Stream Dr, Cumberland, RI 02864 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1986
Square Footage2,316 sqft Living Area
Lot Size24,699 sqft (0.567 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$6,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-1408-20
Alternative APN
  • CUMB M:039 B:0315 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,316 sqft Living Area
Gross Area4,376 sqft Gross Area
1st Floor1,560 sqft 1st Floor
Basement Area1,560 sqft Basement
Unfinished Basement1,560 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area24,699 sqft (0.567 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number20-1408-20
Street Address3 VALLEY STREAM DR
CityCUMBERLAND
StateRI
Zip02864-5046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block315
JurisdictionCUMBERLAND RI
Minor Civil DivisionCUMBERLAND
Census Blockgroup3
Census Block3011
Census Tract11301

Owner

Source: Cumberland Town records · APN 20-1408-20

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Stand Alone Refinance
MUTUAL OF OMAHA MORTGAGE
Feb 13, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 13, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERI REV
Feb 13, 2026Warranty Deed, Transfer
Mar 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2026
Deed SaleFeb 13, 2026
Prior SaleNov 09, 2007 · Amount on Record
Deed Doc Number2026153633
Deed Book / Page2023 / 489
Prior Transfer DateFeb 06, 2026
Prior Transfer Doc002023-489
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001886-642
DateApr 28, 2021
Book Page1886/642
Instrument123655
Lender
NameMUTUAL OF OMAHA MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023-511
DateFeb 13, 2026
Book Page2023/511
Instrument153636
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term913 Months
DueMar 01, 2102

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateFeb 13, 2026
Property Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Document Number002023-489
Book / Page2023 / 489
Instrument DateFeb 06, 2026
Instrument153633
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046

Mortgage

Document Number0000153635
DateFeb 13, 2026
Instrument153635
Lender
NameFINANCE OF AMERI REV
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term913 Months
DueMar 01, 2102

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateFeb 13, 2026
Property Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Document Number002023-487
Book / Page2023 / 487
Instrument DateFeb 06, 2026
Instrument153632
Transaction TypeTransfer
Record UpdatedApr 08, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Document Number1796-759
Instrument DateMar 08, 2019
Transaction TypeMortgage
Record UpdatedApr 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3 VALLEY STREAM DR CUMBERLAND RI 028645046, CUMBERLAND, RI 02864-5046

Mortgage

Document Number1796-759
DateMar 14, 2019
Book Page001796/000759
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,426.00 (+5.6%)$523,700 (-) Land $164,500 Building $359,200
2023$6,085.00 (+1.37%)$523,700 (+30.76%) Land $164,500 Building $359,200
2022$6,003.00$400,500 Land $128,000 Building $272,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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