4 Tidal Cove Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 4 Tidal Cove Way, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,174 sqft · built 1968
Lot Size	0.25 acres (10,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jun 2025)
Tax Bill	$5,779 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0094 B:0007 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0094 B:0007 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,174 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,884 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4 TIDAL COVE WAY
City	GLOUCESTER
State	MA
Zip	01930-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	7
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2005
Census Tract	221800

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BRIGHTBRIDGE CU
Jul 13, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Book / Page	42793 / 443
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 25, 2025
Property Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Document Number	042793-443
Book / Page	42793 / 443
Instrument Date	Jun 25, 2025
Instrument	20250625001710
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402

Mortgage

Document Number	20250625001720
Date	Jun 25, 2025
Instrument	20250625001720

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 13, 2023
Property Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Document Number	041659-227
Book / Page	41659 / 227
Instrument Date	Jul 12, 2023
Instrument	20230713001760
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 23, 2021
Property Address	4 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Document Number	0040514-62
Book / Page	40514 / 62
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3545 CATALINA DR, CARLSBAD, CA 92010-2858

Mortgage

Document Number	0004051464
Date	Nov 23, 2021
Instrument	40514/64

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,779.00 (-0.16%)	$620,700 (+4.23%) Land $268,800 Building $351,900	$779,922 (-2.75%)
2025	$5,788.00 (-1.63%)	$595,500 (-1.52%) Land $248,900 Building $346,600	$801,990
2024	$5,884.00 (+1.54%)	$604,700 (+10.51%) Land $237,000 Building $367,700
2023	$5,795.00	$547,200 Land $211,700 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1984–2018)
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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