18 Tidal Cove Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 18 Tidal Cove Way, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,177 sqft · built 2004
Lot Size	0.171 acres (7,450 sqft)
Owner	2 Trust Names on Record
Tax Bill	$19,150 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0094 B:0001 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0094 B:0001 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,177 sqft Living Area
Gross Area	5,393 sqft
1st Floor Area	1,396 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,450 sqft (0.171 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	18 TIDAL COVE WAY
City	GLOUCESTER
State	MA
Zip	01930-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2005
Census Tract	221800

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	18 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Apr 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018
Deed Sale	Apr 19, 2018
Deed Document Number	20181250
Deed Book / Page	36657 / 92
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36973-376
Date	Aug 29, 2018
Book Page	36973/376
Instrument	180829003880

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 19, 2018
Property Address	18 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402
Document Number	36657-92
Book / Page	036657 / 000092
Instrument Date	Apr 18, 2018
Instrument	1804191250
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 TIDAL COVE WAY GLOUCESTER MA 019306402, GLOUCESTER, MA 01930-6402

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,150.00 (+3.85%)	$2,056,900 (+8.42%) Land $831,600 Building $1,225,300	$1,799,910
2025	$18,440.00 (+1.85%)	$1,897,100 (+1.96%) Land $770,100 Building $1,127,000
2024	$18,105.00	$1,860,700 Land $733,700 Building $1,127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1984–2018)
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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