Essex County and Gloucester City property record for 16 Tidal Cove Way, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 881 sqft · built 1954 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $680,000 (Nov 2016) |
| Tax Bill | $9,764 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0094 B:0002 L:0000 |
| Primary APN | GLOU M:0094 B:0002 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 881 sqft Living Area |
| Gross Area | 1,549 sqft |
| 1st Floor Area | 881 sqft |
| Basement Area | 221 sqft |
| Unfinished Basement | 221 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,700 sqft (0.131 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 16 TIDAL COVE WAY |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 2 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 221800 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2016 · Amount on Record |
| Deed Sale | Nov 2, 2016 · Amount on Record |
| Deed Document Number | 2016296 |
| Deed Book / Page | 35412 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 16 TIDAL COVE WAY, GLOUCESTER, MA 01930-6402 |
| Document Number | 0000002270 |
| Book / Page | 43514 / 325 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20262270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002270, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 43514/325 |
| Instrument | 20262270 |
| Name | SALEM FIVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,764.00 (+7.6%) | $1,048,800 (+12.35%) Land $771,900 Building $276,900 | $1,159,502 (+55.54%) |
| 2025 | $9,074.00 (+4.12%) | $933,500 (+4.22%) Land $714,900 Building $218,600 | |
| 2024 | $8,715.00 | $895,700 Land $680,600 Building $215,100 | $745,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1984–2018) |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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