4 Terrace Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 4 Terrace Dr, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1951
Lot Size	0.287 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Jun 2017)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`598-0010-0019-00`

Property Details

APN / Parcel Number

Primary APN	`598-0010-0019-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	225 sqft
Basement Area	1,000 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	12,545 sqft (0.287 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4 TERRACE DR
City	CINCINNATI
State	OH
Zip	45215-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE DR 0.291 AC R1-T3-S4 SW NS TERRACE DR 60 FT E OF
Legal Range	01
Legal Township	03
Legal Section	04
Legal Subdivision	PRINCETON PARK
Jurisdiction	HAMILTON OH
Township / Civil Division	WOODLAWN
Census Block Group	2
Census Block	2021
Census Tract	22500

Owner

4 Terrace Dr is owned and occupied by an individual who bought it in June 2017.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 TERRACE DR, CINCINNATI, OH 45215-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	Sep 20, 2006
Deed Document Number	0000000977
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2017
Property Address	4 TERRACE DR, CINCINNATI, OH 45215-1408
Document Number	0000000977
Map Reference	MB 598 PG 10
Instrument Date	Jun 6, 2017
Instrument	17-0050977
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000978
Date	Jun 7, 2017
Instrument	17-0050978

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Terrace Dr was $2,369, up 13.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Woodlawn Village
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+13.89%)	$40,765 (-) Land $4,963 Building $35,802
2024	$2,080.00 (-0.19%)	$40,765 (-) Land $4,963 Building $35,802
2023	$2,084.00 (-11.58%)	$40,765 (+1.26%) Land $4,963 Building $35,802	$116,470 Land $14,180 Building $102,290
2022	$2,357.00 Homeowner's exemption	$40,257 Land $4,823 Building $35,434
2020			$115,020 Land $13,780 Building $101,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20