Hamilton County property record for 3 Terrace Dr, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,664 sqft · built 1924 |
| Lot Size | 0.205 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,444 (Aug 2019) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Oct 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 598-0010-0025-00 |
| Primary APN | 598-0010-0025-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 356 sqft |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,973 sqft (0.205 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 784 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3 TERRACE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 TERRACE DR 50 X 180 LOT 9 TERRACE DR SUB |
| Legal Subdivision | TERRACE DRIVE SUB |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WOODLAWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 22500 |
3 Terrace Dr is owned and occupied by an individual who bought it in August 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 26, 2016 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on File |
| Deed Sale | Aug 6, 2019 · Amount on File |
| Prior Sale | Aug 7, 1997 · Amount on File |
| Deed Document Number | 0000064572 |
| Deed Book / Page | 13974 / 02266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 6, 2019 |
| Property Address | 3 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0000064572 |
| Book / Page | 13974 / 02266 |
| Map Reference | MB 33 PG 35 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019-0064572 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000064573 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 2019-0064573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0137950411 |
| Instrument Date | Oct 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 TERRACE DR CINCINNATI OH 452151408, CINCINNATI, OH 45215-1408 |
| Document Number | 0137950411 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 013795/000411 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3 Terrace Dr was $4,637, up 13.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Woodlawn Village |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,637.00 (+13.93%) | $79,888 (-) Land $3,780 Building $76,108 | |
| 2024 | $4,070.00 (-0.2%) | $79,888 (-) Land $3,780 Building $76,108 | |
| 2023 | $4,078.00 (+24.41%) | $79,888 (+42.62%) Land $3,780 Building $76,108 | $228,250 Land $10,800 Building $217,450 |
| 2022 | $3,278.00 Homeowner's exemption | $56,014 Land $3,675 Building $52,339 | |
| 2020 | $160,040 Land $10,500 Building $149,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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