Hamilton County property record for 2 Terrace Dr, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,554 sqft · built 1959 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jun 2021) |
| Tax Bill | $3,766 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 598-0010-0036-00 |
| Primary APN | 598-0010-0036-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 380 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 163 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2 TERRACE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRACE DR 60 X 163.30 ADJ LOTS 4-5-6 TERRACE DR SUB |
| Legal Subdivision | TERRACE DR SUB |
| Legal Lot Number | 4-5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WOODLAWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 22500 |
Source: Hamilton County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 3, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jan 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 21, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2020 · Amount on Record |
| Deed Document Number | 202176673 |
| Deed Book / Page | 14444 / 3522 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 0000000321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 23, 2021 |
| Property Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0000076673 |
| Book / Page | 14444 / 3522 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-0076673 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0000076674 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0076674 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101097 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 17-0101097 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Oct 25, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 8, 2020 |
| Property Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0000002463 |
| Book / Page | 014079 / 001769 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2463 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7870 CAMARGO RD CINCINNATI OH 452432600, CINCINNATI, OH 45243-2600 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 21, 2019 |
| Property Address | 2 TERRACE DR, CINCINNATI, OH 45215-1408 |
| Document Number | 0000039263 |
| Book / Page | 013922 / 001690 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 39263 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 TERRACE DR CINCINNATI OH 452151408, CINCINNATI, OH 45215-1408 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Woodlawn Village |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,766.00 (+13.71%) | $64,750 (-) Land $4,368 Building $60,382 | $185,000 (-) Land $12,480 Building $172,520 |
| 2024 | $3,312.00 (-0.09%) | $64,750 (-) Land $4,368 Building $60,382 | |
| 2023 | $3,315.00 (+61.08%) | $64,750 (+84.99%) Land $4,368 Building $60,382 | $185,000 (+85%) Land $12,480 Building $172,520 |
| 2022 | $2,058.00 Homeowner's exemption | $35,001 Land $4,246 Building $30,755 | |
| 2020 | $100,000 Land $12,130 Building $87,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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