4 Ross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 4 Ross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1983
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2020)
Tax Bill	$6,071 (2026)
Deeds & Mortgages	Mar 2019 Refinance Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0197 B:0000 L:16`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0197 B:0000 L:16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,056 sqft
Basement Area	960 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	4 ROSS RD
City	HOLYOKE
State	MA
Zip	01040-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	16
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1008
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 ROSS RD, HOLYOKE, MA 01040-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EASTHAMPTON SAVINGS BANK
Aug 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	202048018
Deed Book / Page	23390 / 278
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	23390-278
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	4 ROSS RD, HOLYOKE, MA 01040-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22586-500
Date	Mar 15, 2019
Book Page	22586/500
Instrument	12766

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 28, 2020
Property Address	4 ROSS RD, HOLYOKE, MA 01040-9764
Document Number	23390-278
Book / Page	23390 / 278
Instrument Date	Aug 20, 2020
Instrument	48018
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CENTER ST # 2ND, HOLYOKE, MA 01040-6102

Mortgage

Document Number	48019
Date	Aug 28, 2020
Instrument	48019

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,071.00 (+6.86%)	$348,300 (+7.04%) Land $70,700 Building $276,400	$377,552 (+8.2%)
2025	$5,681.00 (+5.42%)	$325,400 (+14.42%) Land $66,000 Building $259,400	$348,935 (+4.32%)
2024	$5,389.00 (+4.93%)	$284,400 (+3.87%) Land $62,900 Building $221,500	$334,495
2023	$5,136.00	$273,800 Land $62,900 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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