14 Ross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 14 Ross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1988
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,500 (Jul 1999)
Tax Bill	$5,424 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0197 B:0000 L:11A`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0197 B:0000 L:11A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,128 sqft
Basement Area	960 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	14 ROSS RD
City	HOLYOKE
State	MA
Zip	01040-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	11A
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1008
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 ROSS RD, HOLYOKE, MA 01040-9764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit HOLYOKE CU
May 12, 2023	Deed of Trust, Mortgage · Line of Credit HOLYOKE CU
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1999 · Amount on Record
Deed Sale	Jul 1, 1999 · Amount on Record
Prior Sale	Dec 12, 1995 · Amount on Record
Deed Book / Page	10833 / 172
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	14 ROSS RD, HOLYOKE, MA 01040-9764
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025312-95
Date	Feb 5, 2024
Book Page	25312/95
Instrument	5057

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	14 ROSS RD, HOLYOKE, MA 01040-9764
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025002-506
Date	May 12, 2023
Book Page	25002/506
Instrument	21484

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	14 ROSS RD, HOLYOKE, MA 01040-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23631-396
Date	Jan 5, 2021
Book Page	23631/396
Instrument	684

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,424.00 (+6.79%)	$311,200 (+6.98%) Land $81,200 Building $227,400	$352,294 (+6.1%)
2025	$5,079.00 (+5.4%)	$290,900 (+14.39%) Land $76,000 Building $214,900	$332,025 (+3.37%)
2024	$4,819.00 (+4.28%)	$254,300 (+3.25%) Land $72,400 Building $181,900	$321,195
2023	$4,621.00	$246,300 Land $72,400 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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