2 Ross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 2 Ross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,586 sqft · built 1983
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2019)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0197 B:0000 L:17`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0197 B:0000 L:17`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,231 sqft
Basement Area	1,012 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	19,998 sqft (0.459 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2 ROSS RD
City	HOLYOKE
State	MA
Zip	01040-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	17
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1008
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ROSS RD, HOLYOKE, MA 01040-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)
Dec 6, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Jun 6, 1988 · Amount on Record
Deed Document Number	201971923
Deed Book / Page	22987 / 1
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	2 ROSS RD, HOLYOKE, MA 01040-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21831-252
Date	Aug 28, 2017
Book Page	21831/252
Instrument	49944

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 6, 2019
Property Address	2 ROSS RD, HOLYOKE, MA 01040-9764
Document Number	22987-1
Book / Page	022987 / 000001
Instrument Date	Dec 6, 2019
Instrument	71923
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$999.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TAYLOR ST SOUTH HADLEY MA 010752727, SOUTH HADLEY, MA 01075-2727

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	2 ROSS RD, HOLYOKE, MA 01040-9764
Document Number	22532-288
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROSS RD HOLYOKE MA 010409764, HOLYOKE, MA 01040-9764

Mortgage

Document Number	22532-288
Date	Jan 24, 2019
Book Page	022532/000288
Instrument	4189

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (+6.87%)	$309,600 (+7.05%) Land $70,700 Building $237,600	$340,335 (+2.3%)
2025	$5,049.00 (+2.64%)	$289,200 (+11.4%) Land $66,000 Building $223,200	$332,690 (+3.21%)
2024	$4,919.00 (+4.5%)	$259,600 (+3.47%) Land $62,900 Building $196,700	$322,335
2023	$4,707.00	$250,900 Land $62,900 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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