Ocean County and Toms River Township property record for 4 River Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,578 sqft · built 2014 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Apr 2020) |
| Tax Bill | $6,636 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00706-07-00001-02 |
| Primary APN | 08-00706-07-00001-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 RIVER DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-7029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | .15AC |
| Legal Block | 706.7 |
| Legal Lot Number | 1.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 723600 |
Source: Ocean County and Toms River Township assessment roll, APN 08-00706-07-00001-02, as of July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 18, 2023 | Intrafamily Transfer, Transfer |
| Jul 01, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 22, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage DEVELOPERS MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Deed Document Number | 202041349 |
| Deed Book / Page | 17863 / 733 |
| Last Transfer Date | Dec 12, 2023 |
| Transfer Doc | 0197180186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 18, 2023 |
| Property Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Document Number | 0195630139 |
| Book / Page | 19563 / 139 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023093845 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179460445 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 17946/445 |
| Instrument | 2020067402 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 22, 2020 |
| Property Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Document Number | 0178630733 |
| Book / Page | 17863 / 733 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020041349 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 KETTLE CREEK RD, 206, TOMS RIVER, NJ 08753-1924 |
| Name | Verified Name |
|---|---|
| Address | 4 RIVER DR, TOMS RIVER, NJ 08753-7029 |
| Document Number | 2020041350 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020041350 |
| Name | DEVELOPERS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Ocean County and Toms River Township assessment roll as of July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,600 (-) Land $110,000 Building $229,600 | $339,600 (-) Land $110,000 Building $229,600 | |
| 2025 | $6,636.00 (+7.31%) | $339,600 (+2.04%) Land $110,000 Building $229,600 | $339,600 (+2.04%) Land $110,000 Building $229,600 |
| 2024 | $6,184.00 (+11.34%) | ||
| 2023 | $332,800 (-) Land $110,000 Building $222,800 | $332,800 (-) Land $110,000 Building $222,800 | |
| 2022 | $5,554.00 | $332,800 Land $110,000 Building $222,800 | $332,800 Land $110,000 Building $222,800 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), as of March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297236002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 63 (1978–2022) |
| Claims Outside the SFHA | 11 of 63 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 553 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NJ1507005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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