Ocean County and Toms River Township property record for 3 River Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1950 |
| Lot Size | 0.117 acres (5,101 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2017) |
| Tax Bill | $5,756 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00706-08-00009 |
| Primary APN | 08-00706-08-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,101 sqft (0.117 acres) |
| Lot Dimensions | 85 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 RIVER DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-7028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 60X85 10,11 |
| Legal Subdivision | ISLAND BEACH REV PLAN |
| Legal Block | 706.8 |
| Legal Lot Number | 9 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 723600 |
3 River Dr is owned and occupied by an individual who bought it in September 2017.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RIVER DR, TOMS RIVER, NJ 08753-7028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Sep 29, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on File |
| Deed Sale | Sep 29, 2017 · Amount on File |
| Prior Sale | Jun 24, 1999 · Amount on File |
| Deed Document Number | 2017102743 |
| Deed Book / Page | 16887 / 1707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 RIVER DR, TOMS RIVER, NJ 08753-7028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0187781711 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 18778/1711 |
| Instrument | 2021163978 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 RIVER DR, TOMS RIVER, NJ 08753-7028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0172740501 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 17274/0501 |
| Instrument | 2018102837 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 RIVER DR, TOMS RIVER, NJ 08753-7028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190811792 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 19081/1792 |
| Instrument | 2022073226 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 29, 2017 |
| Property Address | 3 RIVER DR, TOMS RIVER, NJ 08753-7028 |
| Document Number | 0168871707 |
| Book / Page | 016887 / 001707 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 102743 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RIVER DR TOMS RIVER NJ 087537028, TOMS RIVER, NJ 08753-7028 |
The 2025 property tax bill for 3 River Dr was $5,756, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,600 (-) Land $107,000 Building $187,600 | $294,600 (-) Land $107,000 Building $187,600 | |
| 2025 | $5,756.00 (+7.31%) | $294,600 Land $107,000 Building $187,600 | $294,600 Land $107,000 Building $187,600 |
| 2024 | $5,364.00 | ||
| 2023 | $294,600 Land $107,000 Building $187,600 | $294,600 Land $107,000 Building $187,600 | |
| 2022 | $4,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 63 (1978–2022) |
| Claims Outside the SFHA | 11 of 63 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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