4 Ringgold St, Providence, RI 02903 Property Records

Providence City property record for 4 Ringgold St, Providence, RI 02903

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,272 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Apr 1996)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PROV M:28 L:16`

Property Details

APN / Parcel Number

Primary APN	`PROV M:28 L:16`
Alternative APNs	`P:0280016 L:0000` `14708`

Exterior

Architectural Style	Triplex
Lot Area	5,272 sqft (0.121 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	14708
Street Address	4 RINGGOLD ST
City	PROVIDENCE
State	RI
Zip	02903-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	16
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2004
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Armory Historic District listed 1974 · 1,098 contributing resources · NRIS 74000047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Ringgold St is owned and occupied by an individual who bought it in April 1996.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 RINGGOLD ST, PROVIDENCE, RI 02903-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1996 · Amount on File
Deed Sale	Apr 1, 1996 · Amount on File
Deed Book / Page	3303 / 164
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	4 RINGGOLD ST, PROVIDENCE, RI 02903-1433
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12861-242
Date	Oct 5, 2020
Book Page	12861/242
Instrument	2020266716

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	4 RINGGOLD ST, PROVIDENCE, RI 02903-1433
Document Number	12753-155
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RINGGOLD ST PROVIDENCE RI 029031433, PROVIDENCE, RI 02903-1433

Mortgage

Document Number	12753-155
Date	Jun 25, 2020
Book Page	012753/000155
Instrument	258348

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Ringgold St was $6,541.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,541.00	$866,400 Land $264,100 Building $602,300	$652,664
2023	$7,729.00 (-27.68%)	$421,200 (-29.85%) Land $213,300 Building $207,900
2022	$10,687.00	$600,400 Land $213,300 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ringgold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Ringgold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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