1 Ringgold St, Providence, RI 02903 Property Records

Providence City property record for 1 Ringgold St, Providence, RI 02903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 2006
Lot Size	0.051 acres (2,240 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Nov 2021)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:28 L:14`

Property Details

APN / Parcel Number

Primary APN	`PROV M:28 L:14`
Alternative APNs	`P:0280014 L:0000` `14697`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	2,294 sqft
1st Floor Area	738 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,240 sqft (0.051 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14697
Street Address	1 RINGGOLD ST
City	PROVIDENCE
State	RI
Zip	02903-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	14
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Armory Historic District listed 1974 · 1,098 contributing resources · NRIS 74000047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Ringgold St is owned and occupied by two individuals who bought it in November 2021.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU
Jun 21, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVIGANT CU
Aug 10, 2017	Quit Claim Deed, Transfer NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	May 25, 2007 · Amount on File
Deed Document Number	2021306188
Deed Book / Page	13381 / 104
Transfer Doc	11799-49
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Nov 29, 2021
Property Address	1 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	013381-104
Book / Page	13381 / 104
Instrument Date	Nov 29, 2021
Instrument	2021306188
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50 VALLEY ST APT 208, 208, PROVIDENCE, RI 02909-7422

Mortgage

Document Number	2021306189
Date	Nov 29, 2021
Instrument	2021306189

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	1 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	12483-322
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RINGGOLD ST PROVIDENCE RI 029031432, PROVIDENCE, RI 02903-1432

Mortgage

Document Number	12483-322
Date	Sep 16, 2019
Book Page	012483/000322
Instrument	237054

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	1 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	12399-131
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RINGGOLD ST PROVIDENCE RI 029031432, PROVIDENCE, RI 02903-1432

Mortgage

Document Number	12399-131
Date	Jun 26, 2019
Book Page	012399/000131
Instrument	230141

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 10, 2017
Property Address	1 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	11799-49
Book / Page	011799 / 000049
Instrument Date	Aug 1, 2017
Instrument	8667
Transaction Type	Transfer
Record Updated	Aug 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 RINGGOLD ST PROVIDENCE RI 029031432, PROVIDENCE, RI 02903-1432

Mortgage

Document Number	11799-51
Date	Aug 10, 2017
Book Page	011799/000051
Instrument	8668

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Mortgage

Document Number	11799-71,
Date	Aug 10, 2017
Book Page	011799/000071
Instrument	8669

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ringgold St was $4,272.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00	$508,600 Land $254,300 Building $254,300	$601,362
2023	$8,417.00 (+3.09%)	$458,700 (-) Land $205,400 Building $253,300
2022	$8,165.00	$458,700 Land $205,400 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Ringgold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1 Ringgold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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