3 Ringgold St, Providence, RI 02903 Property Records

Providence City property record for 3 Ringgold St, Providence, RI 02903

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,404 sqft · built 1900
Lot Size	0.084 acres (3,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Feb 2020)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:28 L:950`

Property Details

APN / Parcel Number

Primary APN	`PROV M:28 L:950`
Alternative APNs	`P:0280950 L:0000` `15307`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,052 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,655 sqft (0.084 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	15307
Street Address	3 RINGGOLD ST
City	PROVIDENCE
State	RI
Zip	02903-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	950
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Armory Historic District listed 1974 · 1,098 contributing resources · NRIS 74000047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2020250932
Deed Book / Page	12654 / 149
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 28, 2020
Property Address	3 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	12654-149
Book / Page	12654 / 149
Instrument Date	Feb 28, 2020
Instrument	2020250932
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RINGGOLD ST, PROVIDENCE, RI 02903-1432

Mortgage

Document Number	2020250933
Date	Feb 28, 2020
Instrument	2020250933

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	3 RINGGOLD ST, PROVIDENCE, RI 02903-1432
Document Number	12067-34
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12067-34
Date	Jun 13, 2018
Book Page	012067/000034
Instrument	40

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,656.00 (-43.91%)	$435,200 (+22.52%) Land $258,900 Building $176,300	$474,498
2023	$6,518.00 (+3.08%)	$355,200 (-) Land $209,100 Building $146,100
2022	$6,323.00	$355,200 Land $209,100 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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