4 Ridge Cir, Benicia, CA 94510 Property Records

Solano County property record for 4 Ridge Cir, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1946
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Oct 2023)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087-143-020`

Property Details

APN / Parcel Number

Primary APN	`0087-143-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,227 sqft (0.12 acres)
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 RIDGE CIR
City	BENICIA
State	CA
Zip	94510-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY VIEW MANOR SUB LOT 2
Legal Subdivision	BAY VIEW MANOR
Legal Lot Number	2
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	3
Census Block	3001
Census Tract	252000

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RIDGE CIR, BENICIA, CA 94510-3039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2023	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 25, 2022	Grant Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC
Jul 25, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	202345580
Prior Transfer Date	Jul 14, 2022
Prior Transfer Doc	0000049527
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4 RIDGE CIR, BENICIA, CA 94510-3039
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE CIR, BENICIA, CA 94510-3039

Mortgage

Document Number	0000043388
Date	Sep 23, 2025
Instrument	202500043388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Oct 19, 2023
Property Address	4 RIDGE CIR, BENICIA, CA 94510-3039
Document Number	0000045580
Map Reference	MB 10 PG 30
Instrument Date	Oct 11, 2023
Instrument	202300045580
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE CIR, BENICIA, CA 94510-3039

Mortgage

Document Number	0000045581
Date	Oct 19, 2023
Instrument	202300045581

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jul 25, 2022
Property Address	4 RIDGE CIR, BENICIA, CA 94510-3039
Document Number	0000049526
Map Reference	MB 10 PG 30
Instrument Date	Jul 18, 2022
Instrument	202200049526
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE CIR, BENICIA, CA 94510-3039

Mortgage

Document Number	0000049528
Date	Jul 25, 2022
Instrument	202200049528

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Jul 25, 2022
Property Address	4 RIDGE CIR, BENICIA, CA 94510-3039
Document Number	0000049527
Map Reference	MB 10 PG 30
Instrument Date	Jul 14, 2022
Instrument	202200049527
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE CIR, BENICIA, CA 94510-3039

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,452 (+2%) Land $197,676 Building $457,776
2025	$7,446.00 (+14.1%)	$642,600 (+23.53%) Land $193,800 Building $448,800
2024	$6,526.00 (+5.38%)
2023	$6,193.00 (+1.89%)	$520,200 Land $156,060 Building $364,140	$554,220
2022	$6,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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