4 Richards Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Richards Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,442 sqft · built 1955
Lot Size	0.263 acres (11,439 sqft)
Owner	Individual Name on Record
Last Sale	$589,900 (Sep 2019)
Tax Bill	$9,143 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:1784`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:1784`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	3,651 sqft
Basement Area	2,380 sqft
Finished Basement	1,190 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,439 sqft (0.263 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 RICHARDS RD
City	LYNNFIELD
State	MA
Zip	01940-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1784
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RICHARDS RD, LYNNFIELD, MA 01940-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NATIONWIDE MORTGAGE CO INC
Sep 13, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERICAN NATIONWIDE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Sep 16, 1991 · Amount on Record
Deed Document Number	20193720
Deed Book / Page	37840 / 207
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	37840-207
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 RICHARDS RD, LYNNFIELD, MA 01940-1119
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042870-8
Date	Aug 5, 2025
Book Page	42870/8
Instrument	20250805000230

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 RICHARDS RD, LYNNFIELD, MA 01940-1119
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38966-268
Date	Sep 22, 2020
Book Page	38966/268
Instrument	20200922004620

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Sep 13, 2019
Property Address	4 RICHARDS RD, LYNNFIELD, MA 01940-1119
Document Number	37840-207
Book / Page	37840 / 207
Instrument Date	Sep 6, 2019
Instrument	20190913003720
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RICHARDS RD, LYNNFIELD, MA 01940-1119

Mortgage

Document Number	190913003730
Date	Sep 13, 2019
Instrument	190913003730

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,143.00 (+11.76%)	$797,800 (+2.98%) Land $563,200 Building $234,600	$840,955 (+15.76%)
2025	$8,181.00 (+4.5%)	$774,700 (+4%) Land $546,900 Building $227,800	$726,465
2024	$7,829.00 (-1.11%)	$744,900 (+6.32%) Land $525,800 Building $219,100
2023	$7,917.00	$700,600 Land $498,700 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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