3 Richards Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 3 Richards Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1956
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Nov 1995)
Tax Bill	$8,988 (2026)
Deeds & Mortgages	Oct 2021 Sale Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:2424`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:2424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,572 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 RICHARDS RD
City	LYNNFIELD
State	MA
Zip	01940-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	THWING ROAD CAROL ANN ROAD PRI
Legal Lot Number	2424
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2003
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 THWING RD, LYNNFIELD, MA 01940-1746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed, Transfer
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1995 · Amount on Record
Deed Sale	Nov 1, 1995 · Amount on Record
Prior Sale	Mar 29, 1990 · Amount on Record
Deed Book / Page	13264 / 592
Last Transfer Date	Aug 3, 2021
Transfer Doc	40378-244
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Oct 14, 2021
Property Address	3 RICHARDS RD, LYNNFIELD, MA 01940-1118
Document Number	40378-244
Book / Page	40378 / 244
Instrument Date	Aug 3, 2021
Instrument	20211014001970
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RICHARDS RD, LYNNFIELD, MA 01940-1118

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 RICHARDS RD, LYNNFIELD, MA 01940-1118
Document Number	37445-497
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RICHARDS RD LYNNFIELD MA 019401118, LYNNFIELD, MA 01940-1118

Mortgage

Document Number	37445-497
Date	Apr 17, 2019
Book Page	037445/000497
Instrument	1904172190

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,988.00 (+11.76%)	$784,300 (+2.98%) Land $564,800 Building $218,900	$756,298 (+6.3%)
2025	$8,042.00 (+4.5%)	$761,600 (+4%) Land $548,400 Building $213,200	$711,455
2024	$7,696.00 (-1.22%)	$732,300 (+6.21%) Land $527,300 Building $205,000
2023	$7,791.00	$689,500 Land $500,100 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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