10 Richards Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 10 Richards Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,772 sqft · built 1955
Lot Size	0.336 acres (14,641 sqft)
Owner	Individual Name on Record
Last Sale	$905,000 (Nov 2023)
Tax Bill	$10,479 (2026)
Deeds & Mortgages	Nov 2023 Sale Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:1847`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:1847`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
Gross Area	3,634 sqft
Basement Area	1,488 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,641 sqft (0.336 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 RICHARDS RD
City	LYNNFIELD
State	MA
Zip	01940-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1847
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 RICHARDS RD, LYNNFIELD, MA 01940-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Quit Claim Deed, Transfer
Jan 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Dec 5, 1989 · Amount on Record
Deed Document Number	20231340
Deed Book / Page	41845 / 237
Prior Transfer Date	Oct 30, 2023
Prior Transfer Doc	041845-237
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 6, 2023
Property Address	10 RICHARDS RD, LYNNFIELD, MA 01940-1119
Document Number	041845-237
Book / Page	41845 / 237
Instrument Date	Oct 30, 2023
Instrument	20231106001340
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RICHARDS RD, LYNNFIELD, MA 01940-1119

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	10 RICHARDS RD, LYNNFIELD, MA 01940-1119
Document Number	37323-431
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RICHARDS RD LYNNFIELD MA 019401119, LYNNFIELD, MA 01940-1119

Mortgage

Document Number	37323-431
Date	Feb 12, 2019
Book Page	037323/000431
Instrument	190212110

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,479.00 (+11.75%)	$914,400 (+2.97%) Land $579,100 Building $333,800	$1,019,512 (+6.31%)
2025	$9,377.00 (-1.48%)	$888,000 (-1.94%) Land $562,300 Building $325,700	$959,025
2024	$9,518.00 (+0.09%)	$905,600 (+7.62%) Land $540,700 Building $364,900
2023	$9,509.00	$841,500 Land $512,800 Building $328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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