Monmouth County and Highlands Borough property record for 4 Ralph St, Highlands, NJ 07732
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,422 sqft · built 1982 |
| Lot Size | 0.019 acres (811 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2002) |
| Tax Bill | $9,773 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00110-0000-00019-24 |
| Primary APN | 19-00110-0000-00019-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 811 sqft (0.019 acres) |
| Deck Area | Deck Area |
| Sewer | Connected |
|---|
| Account Number | 00023340 |
|---|---|
| Street Address | 4 RALPH ST-SEA CRST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SEACREST UNIT 4 NIT 1A |
| Legal Block | 110 |
| Legal Lot Number | 19.24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RALPH ST, HIGHLANDS, NJ 07732-1311 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2002 · Amount on Record |
| Deed Sale | Aug 20, 2002 · Amount on Record |
| Prior Sale | Jan 12, 1998 · Amount on Record |
| Deed Book / Page | 8138 / 6346 |
| Record Updated | Oct 29, 2026 |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,600 (+2.99%) Land $355,000 Building $233,600 | $588,600 (+2.99%) Land $355,000 Building $233,600 | |
| 2025 | $9,773.00 (+13.17%) | $571,500 (+32.63%) Land $340,000 Building $231,500 | $571,500 (+32.63%) Land $340,000 Building $231,500 |
| 2024 | $8,636.00 (-4.56%) | ||
| 2023 | $430,900 Land $209,000 Building $221,900 | $430,900 Land $209,000 Building $221,900 | |
| 2022 | $9,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 131 individual policies |
| Nearby Flood Policies | 418 units insured incl. 287 condo units |
| Nearby Flood Claims | 76 (1991–2019) |
| Claims Outside the SFHA | 3 of 76 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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