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11 Ralph St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 11 Ralph St, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,188 sqft · built 2002
Lot Size0.125 acres (5,458 sqft)
Owner2 Company Names on File
Last Sale$570,000 (Aug 2024)
Tax Bill$9,831 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-00110-0000-00014-01

Property Details

APN / Parcel Number

Primary APN19-00110-0000-00014-01
Alternative APNs
  • 19001100000000140001
  • 50001060

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,188 sqft Living Area
1st Floor Area1,222 sqft
Upper Floors Area1,304 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area5,458 sqft (0.125 acres)
Lot Dimensions84 ft deep x 65 ft wide
Garage TypeBuilt-in
Garage Area338 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number50001060
Street Address11 RALPH ST
CityHIGHLANDS
StateNJ
Zip07732-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block110
Legal Lot Number14.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1007
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address11507 VIA PRINCESSA CT, LAS VEGAS, NV 89138-7561
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2024 · Amount on File
Deed SaleAug 22, 2024 · Amount on File
Prior SaleOct 12, 2018 · Amount on File
Deed Document Number202457938
Deed Book / Page9701 / 2582
Record UpdatedOct 29, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 12, 2018
Property Address11 RALPH ST, HIGHLANDS, NJ 07732-1310
Document Number0000100776
Book / Page009316 / 001941
Instrument DateSep 27, 2018
Instrument100776
Transaction TypeTransfer
Record UpdatedOct 29, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$362.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 RALPH ST HIGHLANDS NJ 077321310, HIGHLANDS, NJ 07732-1310

Mortgage

Document Number100777
DateOct 12, 2018
Book Page009316/001973
Instrument100777
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$594,000 (+3.32%) Land $305,700 Building $288,300$594,000 (+3.32%) Land $305,700 Building $288,300
2025$9,831.00 (-5.32%)$574,900 (+15.56%) Land $289,200 Building $285,700$574,900 (+15.56%) Land $289,200 Building $285,700
2024$10,383.00 (+19.24%)
2023$497,500 Land $203,400 Building $294,100$497,500 Land $203,400 Building $294,100
2022$8,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 131 individual policies
Nearby Flood Policies418 units insured
incl. 287 condo units
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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