Monmouth County and Highlands Borough property record for 19 Ralph St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,908 sqft · built 1923 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,610 (Apr 2003) |
| Tax Bill | $9,626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00110-0000-00016-02 |
| Primary APN | 19-00110-0000-00016-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 884 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 00023270 |
|---|---|
| Street Address | 19 RALPH ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF08 |
| Legal Block | 110 |
| Legal Lot Number | 16.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800101 |
19 Ralph St is owned and occupied by an individual who bought it in April 2003.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 RALPH ST, HIGHLANDS, NJ 07732-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2003 · Amount on File |
| Deed Sale | Apr 11, 2003 · Amount on File |
| Prior Sale | Oct 29, 1996 · Amount on File |
| Deed Book / Page | 8217 / 852 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 19 Ralph St was $9,626, down 1.2% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,000 (+13.34%) Land $376,000 Building $262,000 | $638,000 (+13.34%) Land $376,000 Building $262,000 | |
| 2025 | $9,626.00 (-1.22%) | $562,900 Land $303,300 Building $259,600 | $562,900 Land $303,300 Building $259,600 |
| 2024 | $9,745.00 | ||
| 2023 | $467,100 Land $218,200 Building $248,900 | $467,100 Land $218,200 Building $248,900 | |
| 2022 | $8,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Ralph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 individual policies |
| Nearby Flood Policies | 418 units insured incl. 287 condo units |
| Nearby Flood Claims | 76 (1991–2019) |
| Claims Outside the SFHA | 3 of 76 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Ralph St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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