Worcester County and Harvard Town property record for 4 Prospect Hill Rd, Harvard, MA 01451 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,750 sqft · built 1973 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Aug 2025) |
| Tax Bill | $8,885 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:011.0 P:0029-0001.0 |
| Primary APN | M:011.0 P:0029-0001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 4,356 sqft |
| Basement Area | 1,321 sqft |
| Unfinished Basement | 1,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250110002900010 |
|---|---|
| Street Address | 4 PROSPECT HILL RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town records · APN M:011.0 P:0029-0001.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 28, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC |
| Nov 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 202573348 |
| Deed Book / Page | 72463 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 4 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069760-113 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 69760/113 |
| Instrument | 85788 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Aug 28, 2025 |
| Property Address | 4 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Document Number | 072463-169 |
| Book / Page | 72463 / 169 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 73348 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Document Number | 0000073349 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 73349 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 4 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Document Number | 066623-294 |
| Book / Page | 66623 / 294 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 166041 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5139 HAMPTON PLACE DR, GIBSONIA, PA 15044-8522 |
| Document Number | 0000166042 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 166042 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,885.00 (+4.25%) | $567,700 (-0.75%) Land $228,900 Building $338,800 | $702,905 (+3.92%) |
| 2024 | $8,523.00 (-2.76%) | $572,000 (+8.39%) Land $228,900 Building $343,100 | $676,400 |
| 2023 | $8,765.00 | $527,700 Land $219,400 Building $308,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures