20 Prospect Hill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 20 Prospect Hill Rd, Harvard, MA 01451 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,025 sqft · built 2018
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on File
Tax Bill	$15,109 (2025)
Deeds & Mortgages	Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:011.0 P:0027-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:011.0 P:0027-0001.0`
Alternative APNs	`HARV M:11 B:27 L:1` `1250110002700001`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	5,805 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	200,376 sqft (4.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1250110002700001
Street Address	20 PROSPECT HILL RD
City	HARVARD
State	MA
Zip	01451-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	2
Census Block	2007
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN M:011.0 P:0027-0001.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 PROSPECT HILL RD, HARVARD, MA 01451-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	20 PROSPECT HILL RD, HARVARD, MA 01451-1301
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63732-307
Date	Nov 12, 2020
Book Page	63732/307
Instrument	138044

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2030

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,109.00 (+4.27%)	$965,400 (-0.73%) Land $275,200 Building $690,200	$1,041,865 (+8.84%)
2024	$14,490.00 (-1.29%)	$972,500 (+10.04%) Land $275,200 Building $697,300	$957,220
2023	$14,680.00	$883,800 Land $265,700 Building $618,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.