Worcester County and Harvard Town property record for 24 Prospect Hill Rd, Harvard, MA 01451 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,512 sqft · built 1981 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2015) |
| Tax Bill | $10,809 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:11 B:27 |
| Primary APN | HARV M:11 B:27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,512 sqft Living Area |
| Gross Area | 4,666 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250110002700000 |
|---|---|
| Street Address | 24 PROSPECT HILL RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town records · APN HARV M:11 B:27
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 07, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Prior Sale | Feb 17, 2015 · Amount on Record |
| Deed Book / Page | 53916 / 322 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 24 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072538-384 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 72538/384 |
| Instrument | 79027 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 24 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067003-343 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 67003/343 |
| Instrument | 9634 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 24 PROSPECT HILL RD, HARVARD, MA 01451-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58004-109 |
|---|---|
| Date | Nov 07, 2017 |
| Book Page | 58004/109 |
| Instrument | 124296 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,809.00 (+5.03%) | $690,700 (-) Land $228,700 Building $462,000 | |
| 2024 | $10,291.00 (-3.13%) | $690,700 (+7.99%) Land $228,700 Building $462,000 | $803,795 |
| 2023 | $10,624.00 | $639,600 Land $219,200 Building $420,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 98% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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