Worcester County and Oxford Town property record for 4 Pine St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,984 sqft · built 2002 |
| Lot Size | 0.519 acres (22,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $595,000 (Oct 2025) |
| Tax Bill | $6,047 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33CB03.01 |
| Primary APN | 33CB03.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 1,984 sqft |
| Unfinished Basement | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,614 sqft (0.519 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 33CB03.01 |
|---|---|
| Street Address | 4 PINE ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | B03.01 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 17, 2025 | Quit Claim Deed, Transfer CORNERSTONE BANK |
| Jan 31, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Dec 5, 2018 | Quit Claim Deed, Transfer · VA Mortgage MONEY SOURCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2024 · Amount on Record |
| Deed Book / Page | 72694 / 116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Oct 17, 2025 |
| Property Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Document Number | 072694-116 |
| Book / Page | 72694 / 116 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 90150 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Document Number | 0000090151 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 90151 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 072694-139 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 72694/139 |
| Instrument | 90152 |
| Name | MASSACHUSETTS HOUSING PARTNERSHIP FUND |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jan 31, 2024 |
| Property Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Document Number | 070152-262 |
| Book / Page | 70152 / 262 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 7660 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Document Number | 0000007661 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 7661 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Dec 5, 2018 |
| Property Address | 4 PINE ST, OXFORD, MA 01540-2106 |
| Document Number | 59780-154 |
| Book / Page | 059780 / 000154 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 128847 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,513.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PALISADES ST WORCESTER MA 016041234, WORCESTER, MA 01604-1234 |
| Document Number | 59780-157 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 059780/000157 |
| Instrument | 128848 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2048 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,047.00 (-1.19%) | $477,300 (+5.13%) Land $93,500 Building $383,800 | $450,205 |
| 2024 | $6,120.00 (+1.46%) | $454,000 (+2.67%) Land $89,100 Building $364,900 | |
| 2023 | $6,032.00 | $442,200 Land $85,200 Building $357,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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