Worcester County and Oxford Town property record for 11 Pine St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,530 sqft · built 1923 |
| Lot Size | 0.382 acres (16,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (May 1995) |
| Tax Bill | $5,694 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33C B:C27 |
| Primary APN | OXFO M:33C B:C27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Gross Area | 4,244 sqft |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 1,228 sqft |
| Unfinished Basement | 1,228 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,655 sqft (0.382 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 33CC27 |
|---|---|
| Street Address | 11 PINE ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | C27 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 PINE ST, OXFORD, MA 01540-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · ARM HOMETOWN BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 1995 · Amount on Record |
| Deed Sale | May 31, 1995 · Amount on Record |
| Prior Sale | Oct 29, 1987 · Amount on Record |
| Deed Book / Page | 17070 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 11 PINE ST, OXFORD, MA 01540-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59866-370 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 59866/370 |
| Instrument | 136375 |
| Name | HOMETOWN BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 11 PINE ST, OXFORD, MA 01540-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62944-37 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 62944/37 |
| Instrument | 85357 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,694.00 (+8,527.27%) | $465,600 (-11.25%) Land $93,200 Building $372,400 | $452,430 (-15.06%) |
| 2025 | $66.00 (-98.99%) | $524,600 (+8.46%) Land $89,300 Building $435,300 | $532,665 |
| 2024 | $6,520.00 (+7.4%) | $483,700 (+8.67%) Land $85,100 Building $398,600 | |
| 2023 | $6,071.00 | $445,100 Land $81,400 Building $363,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures