Worcester County and Oxford Town property record for 12 Pine St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 712 sqft · built 1954 |
| Lot Size | 0.297 acres (12,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Oct 2019) |
| Tax Bill | $3,746 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33C B:A17 |
| Primary APN | OXFO M:33C B:A17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 712 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 712 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 712 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,934 sqft (0.297 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33CA17 |
|---|---|
| Street Address | 12 PINE ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | A17 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 PINE ST, OXFORD, MA 01540-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Oct 29, 2019 | Quit Claim Deed, Transfer EDWARD FLYNN |
| Apr 22, 2019 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on Record |
| Deed Sale | Oct 29, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2019 · Amount on Record |
| Deed Document Number | 2019114872 |
| Deed Book / Page | 61320 / 121 |
| Prior Transfer Date | Oct 25, 2019 |
| Prior Transfer Doc | 61320-121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 12 PINE ST, OXFORD, MA 01540-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63078-56 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 63078/56 |
| Instrument | 94447 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Oct 29, 2019 |
| Property Address | 12 PINE ST, OXFORD, MA 01540-2117 |
| Document Number | 61320-121 |
| Book / Page | 061320 / 000121 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 114872 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 MCKINSTRY DR CHARLTON MA 015071481, CHARLTON, MA 01507-1481 |
| Document Number | 61320-126 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 061320/000126 |
| Instrument | 114873 |
| Name | EDWARD FLYNN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Apr 22, 2019 |
| Property Address | 12 PINE ST, OXFORD, MA 01540-2117 |
| Document Number | 60301-11 |
| Book / Page | 060301 / 000011 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 35009 |
| Transaction Type | Foreclosure |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $784.32 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,746.00 (+10,024.32%) | $306,300 (+2.44%) Land $90,400 Building $215,900 | $316,424 (+7.86%) |
| 2025 | $37.00 (-98.94%) | $299,000 (+15.35%) Land $86,600 Building $212,400 | $293,360 |
| 2024 | $3,494.00 (+2.95%) | $259,200 (+4.18%) Land $82,500 Building $176,700 | |
| 2023 | $3,394.00 | $248,800 Land $78,900 Building $169,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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