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4 Overlook Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 4 Overlook Rd, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1950
Lot Size0.182 acres (7,915 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Jun 2012)
Tax Bill$8,997 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0254.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0254.0
Alternative APNs
  • M:010.0=0000=0254.0
  • 370000000220
  • 370000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area3,084 sqft
Basement Area868 sqft
Unfinished Basement868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,915 sqft (0.182 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number370000000220
Street Address4 OVERLOOK RD
CityREADING
StateMA
Zip01867-3357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3002
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0254.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 OVERLOOK RD, READING, MA 01867-3357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jan 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Deed Book / Page59418 / 383
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address4 OVERLOOK RD, READING, MA 01867-3357
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076753-46
DateJan 21, 2021
Book Page76753/46
Instrument14675
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address4 OVERLOOK RD, READING, MA 01867-3357
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076753-27
DateJan 21, 2021
Book Page76753/27
Instrument14674
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,997.00 (+1.17%)$789,900 (+4.1%) Land $474,100 Building $315,800$796,765 (+0.79%)
2024$8,893.00 (+3.25%)$758,800 (+10.92%) Land $455,400 Building $303,400$790,495
2023$8,613.00$684,100 Land $410,600 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3246000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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