Middlesex County and Reading Town property record for 14 Overlook Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,521 sqft · built 1968 |
| Lot Size | 0.285 acres (12,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2008) |
| Tax Bill | $10,204 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0284.0 |
| Primary APN | READ M:010.0-0000-0284.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,521 sqft Living Area |
| Gross Area | 4,779 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,402 sqft (0.285 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 370000000520 |
|---|---|
| Street Address | 14 OVERLOOK RD |
| City | READING |
| State | MA |
| Zip | 01867-3357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 OVERLOOK RD, READING, MA 01867-3357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Feb 26, 2024 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage READING COOPERATIVE BANK |
| May 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2008 · Amount on Record |
| Deed Sale | Dec 22, 2008 · Amount on Record |
| Deed Document Number | 2008199843 |
| Deed Book / Page | 52001 / 583 |
| Last Transfer Date | May 6, 2020 |
| Transfer Doc | 74753-356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 OVERLOOK RD, READING, MA 01867-3357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082511-153 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 82511/153 |
| Instrument | 18455 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 1045 Months |
| Due | Mar 1, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.59% |
| Type Change Date | Apr 1, 2024 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 OVERLOOK RD, READING, MA 01867-3357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082511-170 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 82511/170 |
| Instrument | 18456 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 1045 Months |
| Due | Mar 1, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.59% |
| Type Change Date | Apr 1, 2024 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 OVERLOOK RD, READING, MA 01867-3357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74994-447 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 74994/447 |
| Instrument | 102579 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 27, 2020 |
| Property Address | 14 OVERLOOK RD, READING, MA 01867-3357 |
| Document Number | 74753-356 |
| Book / Page | 074753 / 000356 |
| Instrument Date | May 6, 2020 |
| Instrument | 79984 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 OVERLOOK RD READING MA 018673357, READING, MA 01867-3357 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,204.00 (+1.52%) | $931,000 (+5.51%) Land $518,100 Building $411,800 | $1,098,137 (+8%) |
| 2025 | $10,051.00 (+1.17%) | $882,400 (+4.09%) Land $491,000 Building $391,400 | $1,016,785 (-0.6%) |
| 2024 | $9,935.00 (+3.23%) | $847,700 (+10.9%) Land $471,700 Building $376,000 | $1,022,960 |
| 2023 | $9,624.00 | $764,400 Land $425,300 Building $339,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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