Middlesex County and Reading Town property record for 21 Overlook Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,422 sqft · built 1953 |
| Lot Size | 0.2 acres (8,716 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $390,000 (Sep 2012) |
| Tax Bill | $11,221 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0303.0 |
| Primary APN | READ M:010.0-0000-0303.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 4,076 sqft |
| Basement Area | 1,244 sqft |
| Unfinished Basement | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,716 sqft (0.2 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 370000000800 |
|---|---|
| Street Address | 21 OVERLOOK RD |
| City | READING |
| State | MA |
| Zip | 01867-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16 LOUANIS DR, READING, MA 01867-3776 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Oct 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on Record |
| Deed Sale | Sep 20, 2012 · Amount on Record |
| Prior Sale | Jul 28, 2006 · Amount on Record |
| Deed Book / Page | 60049 / 556 |
| Transfer Doc | 70139-459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 OVERLOOK RD, READING, MA 01867-3359 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079015-472 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 79015/472 |
| Instrument | 236257 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 OVERLOOK RD, READING, MA 01867-3359 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79015-472 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 79015/472 |
| Instrument | 236257 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 27, 2017 |
| Property Address | 21 OVERLOOK RD, READING, MA 01867-3359 |
| Document Number | 70139-459 |
| Book / Page | 070139 / 000459 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 4259 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16 LOUANIS DR READING MA 018673776, READING, MA 01867-3776 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,221.00 (+1.16%) | $985,200 (+4.1%) Land $477,100 Building $508,100 | $801,515 (+1.21%) |
| 2024 | $11,092.00 (+3.25%) | $946,400 (+10.91%) Land $458,300 Building $488,100 | $791,920 |
| 2023 | $10,743.00 | $853,300 Land $413,200 Building $440,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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