Franklin County property record for 4 Overlook Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,220 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,340 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 015 01-048 00 |
| Primary APN | 015 01-048 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 5,030 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 1,550 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 652 sqft |
| Deck Area | 40 sqft |
| Patio Area | 1,248 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2973 |
|---|---|
| Street Address | 4 OVERLOOK RD |
| City | HARDY |
| State | VA |
| Zip | 24101-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PAGAN ISLE LOT 16 SECTION 2 |
| Legal Subdivision | PAGAN ISL |
| Legal Lot Number | 16 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20302 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 OVERLOOK RD, HARDY, VA 24101-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,340.00 (+18.95%) | $782,922 (+70.05%) Land $192,000 Building $590,922 | $782,922 (+70.05%) Land $192,000 Building $590,922 |
| 2023 | $2,808.00 | $460,400 (-) Land $185,000 Building $275,400 | $460,400 (-) Land $185,000 Building $275,400 |
| 2022 | $460,400 Land $185,000 Building $275,400 | $460,400 Land $185,000 Building $275,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 31 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Verizon, Xfinity, ZiTEL.
5G (outdoors only) and 4G LTE
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