Franklin County property record for 14 Overlook Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1958 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Sep 2009) |
| Tax Bill | $2,869 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 015 01-046 00 |
| Primary APN | 015 01-046 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 4,246 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 1,024 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 40 sqft |
| Patio Area | 480 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2971 |
|---|---|
| Street Address | 14 OVERLOOK RD |
| City | HARDY |
| State | VA |
| Zip | 24101-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PAGAN ISLE LOT 14 SECTION 2 |
| Legal Subdivision | PAGAN ISL |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20302 |
14 Overlook Rd is owned and occupied by an individual who bought it in September 2009.
Source: Franklin County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 OVERLOOK RD, HARDY, VA 24101-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2009 · Amount on File |
| Deed Sale | Sep 4, 2009 · Amount on File |
| Deed Document Number | 20097984 |
| Deed Book / Page | 967 / 476 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 14 Overlook Rd was $2,869.
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 | $667,300 Land $192,000 Building $475,300 | $667,300 Land $192,000 Building $475,300 |
| 2023 | $2,707.00 | $443,800 (-) Land $185,000 Building $258,800 | $443,800 (-) Land $185,000 Building $258,800 |
| 2022 | $443,800 Land $185,000 Building $258,800 | $443,800 Land $185,000 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Overlook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Overlook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 31 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Verizon, Xfinity, ZiTEL.
5G (outdoors only) and 4G LTE
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