36 Overlook Rd, Hardy, VA 24101 Property Records

Franklin County property record for 36 Overlook Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 1988
Lot Size	0.693 acres (30,187 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jun 2017)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 01-044 00`

Property Details

APN / Parcel Number

Primary APN	`015 01-044 00`
Alternative APN	`2969`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	540 sqft
Basement Area	1,320 sqft
Finished Basement	1,096 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,187 sqft (0.693 acres)
Terrain	Steep
View / Lot	Waterfront
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	310 sqft
Patio Area	676 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2969
Street Address	36 OVERLOOK RD
City	HARDY
State	VA
Zip	24101-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAGAN ISLE LOT 12 SECTION 2
Legal Subdivision	PAGAN ISL
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1005
Census Tract	20302

Owner

36 Overlook Rd is owned and occupied by an individual who acquired it in December 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	36 OVERLOOK RD, HARDY, VA 24101-2712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Aug 15, 2017	Grant Deed, Transfer
Jun 2, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20173462
Deed Book / Page	1093 / 2312
Last Transfer Date	Dec 11, 2024
Transfer Doc	0012222332
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	36 OVERLOOK RD, HARDY, VA 24101-2712
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011551899
Date	Jan 26, 2021
Book Page	1155/1899
Instrument	210000808

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 15, 2017
Property Address	36 OVERLOOK RD, HARDY, VA 24101-2712
Document Number	0010961653
Book / Page	001096 / 001653
Instrument Date	Jun 12, 2017
Instrument	5054
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 2, 2017
Property Address	36 OVERLOOK RD, HARDY, VA 24101-2712
Document Number	0010932312
Book / Page	001093 / 002312
Instrument Date	May 25, 2017
Instrument	3462
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OVERLOOK RD HARDY VA 241012712, HARDY, VA 24101-2712

Mortgage

Document Number	10932315
Date	Jun 2, 2017
Book Page	001093/002315
Instrument	3463

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 36 Overlook Rd was $2,710.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00	$630,300 Land $173,500 Building $456,800	$630,300 Land $173,500 Building $456,800
2023	$2,507.00	$411,100 (-) Land $166,500 Building $244,600	$411,100 (-) Land $166,500 Building $244,600
2022		$411,100 Land $166,500 Building $244,600	$411,100 Land $166,500 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Overlook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Overlook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: Verizon, Xfinity, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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