Otsego County and Oneonta City property record for 4 Overlook Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,698 sqft · built 1961 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (May 2019) |
| Tax Bill | $7,563 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.13-1-36 |
| Primary APN | 361200 288.13-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 176 ft deep x 356 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 322 sqft |
| Patio Area | 8 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2512 |
|---|---|
| Street Address | 4 OVERLOOK DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
Source: Otsego County and Oneonta City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 OVERLOOK DR, ONEONTA, NY 13820-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI SIDNEY FCU |
| Mar 12, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 20192031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 4 OVERLOOK DR, ONEONTA, NY 13820-4635 |
| Document Number | 0000002032 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4 OVERLOOK DR ONEONTA NY 138204635, ONEONTA, NY 13820-4635 |
| Document Number | 0000002032 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2032 |
| Name | SIDNEY FCU |
|---|---|
| Type | Credit Union |
| Address | SIDNEY, NY 13838 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 9, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 12, 2018 |
| Property Address | 4 OVERLOOK DR, ONEONTA, NY 13820-4635 |
| Document Number | 0000001078 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 1078 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1845 BRUSH OAK CT NEWBURY PARK CA 913206506, NEWBURY PARK, CA 91320-6506 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,563.00 (+2.45%) | ||
| 2025 | $7,382.00 | $195,000 (-) Land $35,600 Building $159,400 | $274,648 (+14.08%) Land $50,141 Building $224,507 |
| 2023 | $195,000 Land $35,600 Building $159,400 | $240,741 Land $43,951 Building $196,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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