Otsego County and Oneonta City property record for 1 Overlook Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,508 sqft · built 1979 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,500 (May 2006) |
| Tax Bill | $10,264 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.13-1-4 |
| Primary APN | 361200 288.13-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 53,579 sqft (1.23 acres) |
| Lot Dimensions | 243 ft deep x 317 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 492 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 108 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2507 |
|---|---|
| Street Address | 1 OVERLOOK DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
1 Overlook Dr is owned and occupied by two individuals who bought it in May 2006.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 OVERLOOK DR, ONEONTA, NY 13820-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on File |
| Deed Sale | May 26, 2006 · Amount on File |
| Prior Sale | May 5, 2005 · Amount on File |
| Deed Book / Page | 1094 / 513 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1 Overlook Dr was $10,264, up 2.4% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,264.00 (+2.44%) | ||
| 2025 | $10,020.00 | $265,000 Land $43,200 Building $221,800 | $373,239 Land $60,845 Building $312,394 |
| 2023 | $265,000 Land $43,200 Building $221,800 | $327,160 Land $53,333 Building $273,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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