Otsego County and Oneonta City property record for 3 Overlook Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,218 sqft · built 1964 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,700 (May 2024) |
| Tax Bill | $6,714 (2026) |
| Deeds & Mortgages | May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.13-1-3 |
| Primary APN | 361200 288.13-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 51,401 sqft (1.18 acres) |
| Lot Dimensions | 339 ft deep x 150 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 827 sqft |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2508 |
|---|---|
| Street Address | 3 OVERLOOK DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 OVERLOOK DR, ONEONTA, NY 13820-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 20242024-1652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 2, 2024 |
| Property Address | 3 OVERLOOK DR, ONEONTA, NY 13820-4634 |
| Document Number | 0000000652 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2024-1652 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 COUNTY HIGHWAY 47, ONEONTA, NY 13820-3215 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,714.00 (+2.46%) | ||
| 2025 | $6,553.00 | $173,000 (-) Land $42,500 Building $130,500 | $243,662 (+14.08%) Land $59,859 Building $183,803 |
| 2023 | $173,000 Land $42,500 Building $130,500 | $213,580 Land $52,469 Building $161,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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