Cumberland County and Harpswell Town property record for 4 Oceanside Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,728 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,073 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:023 L:169 |
| Primary APN | HARP M:023 L:169 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 144 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1986 |
|---|---|
| Street Address | 4 OCEANSIDE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 169 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 94, BAILEY ISLAND, ME 04003-0094 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,073.00 (+4.7%) | $311,300 (-) Land $158,700 Building $152,600 |
| 2024 | $1,980.00 (+4.27%) | $311,300 (-) Land $158,700 Building $152,600 |
| 2023 | $1,899.00 (+3.38%) | $311,300 (-) Land $158,700 Building $152,600 |
| 2022 | $1,837.00 | $311,300 Land $158,700 Building $152,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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