10 Oceanside Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 10 Oceanside Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 1925
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (May 2022)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:023 L:171`

Property Details

APN / Parcel Number

Primary APN	`HARP M:023 L:171`
Alternative APNs	`HARP M:023 L:171 S:T` `1987`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,483 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	938 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1987
Street Address	10 OCEANSIDE RD
City	HARPSWELL
State	ME
Zip	04079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Lot Number	171
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1009
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11530 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3976
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 27, 2024	Quit Claim Deed, Transfer Quitclaim
May 2, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	202222881
Deed Book / Page	39388 / 1
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jul 17, 2026
Property Address	10 OCEANSIDE RD, HARPSWELL, ME 04079
Document Number	0000029681
Book / Page	42404 / 67
Instrument Date	Jul 8, 2026
Instrument	202629681
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	10 OCEANSIDE RD, HARPSWELL, ME 04079
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394150128
Date	May 11, 2022
Book Page	39415/128
Instrument	24714

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Mar 27, 2024
Property Address	10 OCEANSIDE RD, HARPSWELL, ME 04079
Document Number	0406710330
Book / Page	40671 / 330
Instrument Date	Mar 20, 2024
Instrument	10012
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7300, CHARLOTTE, NC 28241-7300

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	May 2, 2022
Property Address	10 OCEANSIDE RD, HARPSWELL, ME 04079
Document Number	0393880001
Book / Page	39388 / 1
Instrument Date	Apr 21, 2022
Instrument	22881
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CONGRESS ST, PORTLAND, ME 04101-3500

Mortgage

Document Number	0393880008
Date	May 2, 2022
Book Page	39388/8
Instrument	22882

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,394.00 (+582.05%)	$359,400 (+551.09%) Land $205,600 Building $153,800
2024	$351.00 (+4.15%)	$55,200 (-) Building $55,200
2023	$337.00 (-86.48%)	$55,200 (-86.93%) Building $55,200
2022	$2,492.00	$422,400 Land $228,300 Building $194,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Nearby Flood Policies	34 units insured incl. 2 condo units
Nearby Flood Claims	11 (1990–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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