Cumberland County and Harpswell Town property record for 32 Oceanside Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1928 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,713 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:023 L:235 |
| Primary APN | HARP M:023 L:235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Wood |
|---|
| Account Number | 2015 |
|---|---|
| Street Address | 32 OCEANSIDE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Subdivision | OCEANSIDE |
| Legal Lot Number | 235 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 17102 |
32 Oceanside Rd is owned by an individual who acquired it in December 2014.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 ALABAMA RD, TOWSON, MD 21204-4307 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2014 |
| Deed Sale | Dec 8, 2014 |
| Deed Document Number | 201458746 |
| Deed Book / Page | 31957 / 25 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 32 Oceanside Rd was $1,713, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,713.00 (+4.71%) | $257,200 (-) Land $152,800 Building $104,400 |
| 2024 | $1,636.00 (+4.27%) | $257,200 (-) Land $152,800 Building $104,400 |
| 2023 | $1,569.00 (+3.43%) | $257,200 (-) Land $152,800 Building $104,400 |
| 2022 | $1,517.00 | $257,200 Land $152,800 Building $104,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Oceanside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Oceanside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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