4 Oak St, Lyme (Old Lyme), CT 06371 Property Records

Lyme Town property record for 4 Oak St, Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,416 sqft · built 1964
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Oct 2021 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYME M:40.2 L:7`

Property Details

APN / Parcel Number

Primary APN	`LYME M:40.2 L:7`
Alternative APN	`143800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	3,136 sqft
Basement Area	1,380 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	143800
Street Address	4 OAK ST
City	LYME
State	CT
Zip	06371-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7
Jurisdiction	LYME CT
Township / Civil Division	LYME
Census Block Group	3
Census Block	3005
Census Tract	650100

Owner

4 Oak St is owned and occupied by two individuals.

Source: Lyme Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OAK ST, LYME, CT 06371-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NOVUS HOME MORTGAGE
Sep 27, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage HOMESTEAD FNDG
Sep 27, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Property Address	4 OAK ST, LYME, CT 06371-3630
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000173-994
Date	Oct 13, 2021
Book Page	173/994

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LYME CT
Recording Date	Sep 27, 2019
Property Address	4 OAK ST, LYME, CT 06371-3630
Document Number	168-731
Book / Page	000168 / 000731
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ST LYME CT 063713630, LYME, CT 06371-3630

Mortgage

Document Number	168-737
Date	Sep 27, 2019
Book Page	000168/000737

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYME CT
Recording Date	Sep 27, 2019
Property Address	4 OAK ST, LYME, CT 06371-3630
Document Number	168-734
Book / Page	000168 / 000734
Instrument Date	Sep 10, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ST LYME CT 063713630, LYME, CT 06371-3630

Tax Assessment & Valuation

The 2025 property tax bill for 4 Oak St was $3,289.

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00	$226,800 Land $102,800 Building $124,000	$158,760 Land $71,960 Building $86,800
2024	$3,289.00 (-0.78%)
2023	$3,315.00 (-2.27%)	$170,000 (-) Land $73,400 Building $96,600
2022	$3,392.00	$170,000 Land $73,400 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures