Lyme Town property record for 14 Oak St, Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1974 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $80,000 (Apr 1994) |
| Tax Bill | $3,829 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LYME M:40.2 L:9 |
| Primary APN | LYME M:40.2 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,440 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 159200 |
|---|---|
| Street Address | 14 OAK ST |
| City | LYME |
| State | CT |
| Zip | 06371-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU40 |
| Legal Lot Number | 9 |
| Jurisdiction | LYME CT |
| Township / Civil Division | LYME |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 650100 |
14 Oak St is owner-occupied and held in a trust since March 2026.
Source: Lyme Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 OAK ST, LYME, CT 06371-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 15, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 1994 · Amount on File |
| Deed Sale | Apr 28, 1994 · Amount on File |
| Deed Book / Page | 97 / 613 |
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 000180-917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYME CT |
| Recording Date | Apr 2, 2026 |
| Property Address | 14 OAK ST, LYME, CT 06371-3630 |
| Document Number | 000180-917 |
| Book / Page | 180 / 917 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202675 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYME CT |
| Property Address | 14 OAK ST, LYME, CT 06371-3630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 172-151 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 172/151 |
| Instrument | 2021000118 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 14 Oak St was $3,829.
Source: Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,829.00 | $264,100 (-) Land $145,200 Building $118,900 | $424,473 (+129.61%) |
| 2025 | $3,829.00 | $264,100 Land $145,200 Building $118,900 | $184,870 Land $101,640 Building $83,230 |
| 2024 | $3,829.00 (+29.88%) | ||
| 2023 | $2,948.00 (-2.25%) | $151,200 (-) Land $61,100 Building $90,100 | |
| 2022 | $3,016.00 | $151,200 Land $61,100 Building $90,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures