2 Oak St, Lyme (Old Lyme), CT 06371 Property Records

Lyme Town property record for 2 Oak St, Lyme, CT 06371

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,240 sqft · built 1993
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Mar 2015)
Tax Bill$4,318 (2025)
Deeds & MortgagesMay 2022 Refinance
Flood ZoneZone X (minimal risk)
APNLYME M:40.2 L:6

Property Details

APN / Parcel Number

Primary APNLYME M:40.2 L:6
Alternative APN
  • 16400550

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area4,568 sqft
Basement Area868 sqft
Unfinished Basement120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16400550
Street Address2 OAK ST
CityLYME
StateCT
Zip06371-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number6
JurisdictionLYME CT
Township / Civil DivisionLYME
Census Block Group3
Census Block3005
Census Tract650100

Owner

2 Oak St is owned and occupied by an individual who acquired it in May 2022.

Source: Lyme Town records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2 OAK ST, LYME, CT 06371-3630
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2015 · Amount on File
Deed SaleMar 23, 2015 · Amount on File
Prior SaleSep 19, 2005 · Amount on File
Deed Book / Page159 / 634
Last Transfer DateMay 13, 2022
Transfer Doc000175-446
Record UpdatedOct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYME CT
Recording DateMay 19, 2022
Property Address2 OAK ST, LYME, CT 06371-3630
Document Number000175-446
Book / Page175 / 446
Instrument DateMay 13, 2022
Instrument2022000186
Transaction TypeTransfer
Record UpdatedJul 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000175448
DateMay 19, 2022
Instrument175/448
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2 Oak St was $4,318.

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionLyme Town
Unified School DistrictRegional School District 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,318.00$297,800 Land $96,700 Building $201,100$208,460 Land $67,690 Building $140,770
2024$4,318.00 (-0.53%)
2023$4,341.00 (-2.25%)$222,600 (-) Land $69,000 Building $153,600
2022$4,441.00$222,600 Land $69,000 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

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